Sunday, August 9, 2009

Continuation from previous topic....!

2. DISTRIBUTION and UNIT SPLIT

In my earlier web-blog, i have written about the capital gain features in an unit trust funds. Now i shall explain the other source of income expected from an unit trust investment.


ASM

This scheme had proven to generate a higher dividend of somewhat ranging from 6.0% to 8.0% a year since inception. This return is very good in relative to other funds of UTMC. Other funds fails to provide a positive return during the initial years. The main reason why this is so is, other UTMC charges a sales charge fee while ASM does not charge any! As a result, the funds in UTMC will need a duration of time to recuperate the loss from the payment of service charges. On the average and depending on the economic phase, it will take approximately three (3) years to see some positive gain, thus the popular maxim " mid to long term investment"!
And because ASM doesn't charge the upfront fee and furthermore backed by the government, the return from the ASM distribution in year one(1) onwards is handsome.

Other Unit Trust Management Company (UTMC) funds.

But please keep in mind that the moment you have selected unit trust as one of the mode of investment in which you assume to create wealth, you are in a mid to long term horizon, and not just for a 3 year stint.

With proper implementation of strategies under the supervision of the UTMC consultants, history has proven that the funds have reached more than 10% return per annum, outpacing the ASM return. Coupled with capital gain and unit split, the return from unit trust scheme is much better than ASM when the investment period exceeds 3 years and more.

Unit split is the free give-away of units to unit holders of UTMC's. UTMCs declare free unit splits as and when the board of management decides. Please note ASM does not declare unit splits!!
The End


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