Child's Edu Fund - " A Perspective Tuning'.

Ever wondered why some parents fail to diligently allocate sufficient money for their children's tertiary education fund? I have an insight just how parents and guardians can tune their mind to successfully and without fail could begin the provision to meet this financial objective in future. My suggestion or otherwise i describe it as 'Perspective Tuning' requires parents to view this proposal as a financial trust instrument passed to them from a far distance year in future by their children.

The new revolutionary thinking starts right from here;

Imagine that your child now travels forth into the future years and stops just before their enrolment date into a prestige globally renowned higher learning Institution. The child hold in his/her hand an amount of money enough to fulfill the dream to pursue academic goals. Since it is a future time,the child then decided to travel back to current time bringing along with him/her the money. 

At present time the money was lent to you (parents) for safekeeping until a date in the future to finance the tertiary education expenses. The child has trusted you to be the trustee of their education expenses and you, being a trustee of that particular money, takes responsibility to safeguard its value and assumes accountability to payback the same value of money to your child at the future date.

Remember!, this is just a perspective and in reality there is no fund given to you for safeguarding by your child. You might have some level of savings already being put in place for your children's education expenses at current time. If you have done so, congratulation, but it is not the end yet!  Ask yourself these questions. 

• Am i saving enough in dollars and cents to meet future education expenses?
• Is the interest from the saving instrument a compounding or simple type?
• Is the saving instrument easy to liquidated at the right time in future? 

In order to meet the future children's education fund your current savings should generate an interest rate more than the prevailing inflation rate, if not you will not be successful to meet the same amount of money required by your children to pursue their dream.

"Borrowed money must be returned back to its owner with interest to safeguard its value"

One last word from me, "Keep investing"!!

  Do you see 2 faces? One of an old man with moustache and another a young lady!